Last Updated: [18th June 2025]
Welcome to PoundWiseJourney.com (the “Website”), operated by Jamie Harris (“we”, “us”, or “our”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree with any part of these Terms, please do not use our Website.
1. Definitions
- “Website” means PoundWiseJourney.com and any related subdomains or associated online services operated by us.
- “User”, “you”, or “your” means anyone accessing or using the Website.
- “Content” means all text, images, videos, data, software, and other materials on the Website.
- “Affiliate Links” means links to third-party products or services for which we may receive a commission if you make a purchase.
2. Eligibility and Access
You affirm that you are at least 16 years old or have the consent of a parent or guardian to use this Website. We reserve the right to restrict or deny access to the Website at any time, without notice or liability, for any reason including violation of these Terms.
3. Permitted Use
You agree to use the Website solely for lawful, personal, and non-commercial purposes. Specifically, you must not:
- Use the Website in any way that violates any applicable laws or regulations.
- Attempt to gain unauthorised access to any part of the Website or related systems.
- Interfere with or disrupt the integrity or performance of the Website.
- Use any automated system, software, or device to scrape or harvest data from the Website.
- Upload or transmit any content that is unlawful, harmful, defamatory, obscene, or infringes the rights of others.
4. Intellectual Property Rights
All content on the Website, including design, graphics and text, is owned or licenced by us and protected by UK and international intellectual property laws.
You are granted a limited, non-exclusive, revocable licence to view and use the Content for personal, non-commercial purposes only. You may not:
- Copy, reproduce, distribute, publicly display, perform, modify, create derivative works from, or exploit any part of the Content without prior written consent.
- Use any trademarks, service marks, or logos displayed on the Website without permission.
5. Affiliate Links and Advertisements
Our Website contains Affiliate Links to products and services we recommend. We may earn commissions from purchases made through these links at no additional cost to you.
We only promote products or services that we have personally used and benefitted from. However:
- We do not guarantee the accuracy, quality, or suitability of any products or services linked on the Website.
- Your transactions with third-parties are solely between you and those third-parties.
- We disclaim all liability related to purchases or interactions with third-parties accessed via Affiliate Links.
6. Disclaimer of Warranties
The Website and its Content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that:
- The website will be uninterrupted, error-free, or secure.
- The Website is free of viruses or other harmful components.
- The information provided on the Website is accurate, complete, or timely.
Your use of the Website is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law, we and our affiliates, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from:
- Your use or inability to use the Website.
- Any conduct or content of third-parties on the Website.
- Unauthorised access to or alteration of your data.
Nothing in these Terms limits our liability for death or personal injury caused by negligence or for fraud.
8. User-Generated Content
If you submit any content via contact forms or other interactive features, you grant us a worldwide, non-exclusive, royalty-free licence to use, reproduce, modify, publish, and distribute such content in any media.
You represent and warrant that:
- You or have the permission to submit the content.
- Your content does not violate laws or third-party rights.
We reserve the right to remove any content that violates these Terms or is otherwise objectionable.
9. Privacy and Data Protection
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
By submitting personal data, you consent to its processing as described in the Privacy Policy.
10. Links to Third-Party Websites
Our Website may contain links to third-party websites for your convenience. We do not control or endorse these sites and are not responsible for their content or practices.
Access third-party websites at your own risk, and we recommend reviewing their privacy policies before providing personal information.
11. Termination
We may suspend or terminate your access to the Website, without prior notice or liability, if you violate these Terms or for any other reason.
Upon termination, your right to use the Website immediately ends.
12. Governing Law and Jurisdiction
These Terms and your use of the Website are governed by the laws of England and Wales.
Any disputes arising will be resolved exclusively in the courts of England and Wales.
13. Severability
If any part of these Terms is found invalid or unenforceable, that part will be removed without affecting the remainder.
14. Entire Agreement
These Terms, along with the Privacy Policy and any other legal notices, constitute the entire agreement between you and us regarding your use of the Website.
15. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes become effective immediately upon posting on this page.
Your continued use of the Website after changes constitutes acceptance of the new Terms.
16. Contact Us
If you have questions about these Terms, please contact us at:
Email: admin@poundwisejourney.com
Website: https://www.poundwisejourney.com