Rich Dad Poor Dad is one of the most well-known personal finance books of all time. So it comes as no surprise that it seems to appear on every personal finance reading list. I first read this book a few years ago, but honestly, the lessons didn’t really sink in until I read it again […]
Some people say “cash is king”, but one of the biggest changes I’ve made in recent years is that I don’t carry cash anymore. That’s partly because I used to have a bit of a drinking problem, until I got sober in 2019. I’d go out drinking most nights, often making several ATM withdrawals, as
My biggest priority right now is to pay off my debts, and that very motive is actually what kick-started PoundWise Journey. I realised I was in a bit of a financial black hole and decided it was finally time to sort it out. I don’t aim to be debt-free overnight, that’s why I set myself
We’re already in the second half of 2025, where has the time gone? When I first started PoundWise Journey, I didn’t have a full financial plan, I just knew I wanted to change my ways. Since then, I’ve made very slow progress, as I expected would be the case. I’ve started budgeting, tracking my net
One of the biggest reasons I started PoundWise Journey was to track my financial progress. Well, in my opinion, the best way to do that is by tracking my net worth. I decided to share regular net worth reports, and I can definitely see the value. It keeps me accountable and focused because I want
One of my main reasons for starting PoundWise Journey was to be accountable to myself by sharing the progress I am making in my pursuit towards financial mastery. And what better way of doing that than sharing updates of my net worth on the blog? That’s why I’ve decided to share a complete breakdown of